... Many people are of the view that it would be easier to be made a bankrupt as this will release them of their debts. Though this may be true, they fail to realise that after being made a bankrupt, their assets become vested with the Official Assignee (OA) and are divisible among their creditors. There is also a statutory requirement to file their income and expenditure statements and their statement of affairs. A bankrupt cannot obtain credit of more than $500.00 without first disclosing that he or she is a bankrupt. You may even have to surrender your passport and your travel overseas will be restricted. A bankrupt will be able to act as a Director of a company or even manage a business. S SKANDARAJAH & CO ADVOCATES & SOLICITORS SINGAPORE 151 Chin Swee Road, #03-01 Manhattan House, Singapore 169876 +6562359561 ...

... Camelot Learning Centre provides public speaking classes for kids in Singapore age (5-8 years and 9-12 years old). Public Speaking Academy train your child to speak clearly and confidently whether it is to take part in conversations, class discussions or just to express his/her feelings or ideas. Your child will learn the basics of how to conduct himself/herself as a junior public speaker. He/she will learn to structure age appropriate content and how to address an audience in an enthusiastic manner. The focus is on enabling the authentic voice of the junior speaker and allowing them to grow as thinkers and presenters. Check out our public speaking program that arm your child to take a step ahead and achieve success with fine-tuned public speaking skills. ...

... As a founder in Singapore Laughter Yoga in Singapore! Mr Van Ram hopes to continuously produce the Laughter Yoga Therapy for Future Generations to benefit from and train Future Leaders in his original therapy to ensure Singapore and Singaporeans are Laughing Always! Laughter Guru Van Ram, Singapore Laughter Yoga™ As for laughter for you to know, Laughter is Scientifically Proven Formula in Communication and Positive Social Interaction, it also enables you to create an extraordinary impact on your health, learn to do so and hold no expenses because you are worth it! He is the First Laughter Therapist in Singapore, Experienced in Training over 50 organisations and communities, with Hundreds of Thousand participants Island-wide, including 500 Medical Doctors and President of Singapore, Dr Tony Tan as Guest of Honor at the opening of the Academia, SingHealth. Creating a Positive Impact to Society! He offers Custom Programmes for all populations in Positive Psychology and with a Proven Track Record of over 50 organisations with Positive Improvements in their Mood and Energy levels! (Fear = Panic and We Debunk the "State of Fear" & Prepare you for your New Life with your Guide) You need to take note that Laughter Yoga by Maximum Wellness Singapore is a Great Cardio Workout! As life becomes more sedentary and stressful, it is difficult to stick to any exercise routine. Just laugh to exercise daily. Research shown that Dr. William Fry 10 minutes of hearty laughter is equal to 30 minutes on the rowing machine; burning to almost 50 calories! This is in respect to cardiopulmonary endurance. To be in a Laughter Yoga is ideally suited for busy professionals and business people who have very little time to exercise. Laughter exercises are proven to provide positive impacts to the various systems of the body. Most noteworthy is the laughter's ability to unwind the negative effects of stress; that is the catalyst for many of our health problems. Singapore Laughter Yoga dot com Our mission is to help you experience the miracle of life with laughter. Our Laughter Yoga experience is one of its kind, and we developed an easy and most enjoyable set of unique Laughter workouts that fits to make a better, healthier and lovable you. Hope you be laughing wherever you go as life is short and we only live once! Best Regards, Yingchi Manager, Singapore Laughter Yoga™ ...

... The Host/Emcee, Jake Van Ram was specialise in birthday party, corporate service, event service, wedding event, roadshows in past five years! He is unique as he came from a mixed family with love by his chinese mom and indian dad.He took 2nd language, chinese during school times. He is honoured to be certified and dedicated Master of Ceremonies (M.C, Emcee) and Professional Presenter, Van Ram Jacob is also part of UK, Certified Public Speaker from the College of Teachers in United Kingdom and love to be a Teacher for English Speakers of Other Languages as so as a Soft Skills Trainer by WDA. His belief is to provide good support and care and with clear communication, translates your event to a success and have you keep coming back for more! He approaches his work with a unique perspective that takes into account your needs and your individual style. His style and technique are broad and flexible, developed over years of training and experience. He have actively seek to improve on himself and create better event outcomes by embedded powerful communication techniques to influence the success of his events. He also actively conduct workshops and seminars on positive psychology in Singapore to over 30 organisations adding greatly to his portfolio and increasing the value of theirs where he have been invited to talk. Contact us now and book with him for the exciting experience! Free feel to enquiry with the price rate and we are happy to suit your budget with our best service. Hope to hearing from you very soon! Happy day! Best regards, Yingchi ...

... Laughter Psychologist Van Ram is the only person in Singapore to receive an in-depth personal testimony by the Medical Doctor who founded Laughter Yoga University, since 1995! As a founder of Singapore Laughter Yoga and Featured Therapist Van Ram, has popularized Laughter Yoga Therapy and made into an Effective Functional Therapy for Singapore, a lot more to be experience in his professional that you need to join him! He love to be contributing to the Community in Social Work with VOWs, NGOs, Registered Societies and Elderly Care in Singapore using a Systemic Perspective on Healing with Laughter. He was honoured to be in annually receive invitations to many events as a keynote speaker to entertain, inform and educate on the unique Laughter Brand that participants enjoy greatly! He hopes to continuously produce the Therapy for Future Generations to benefit from and train Future Leaders in his original therapy to ensure Singapore and Singaporeans are Laughing Always! Till 2016, his laughter have reached close to a million people over 5 years after popularizing it in Singapore including SingHealth and Taught Laughter to more than 500 Medical Doctors both local and international. What you know in laugh benefit you? Laughter is Scientifically Proven Formula in Communication and Positive Social Interaction, it also enables you to create an extraordinary impact on your health, learn to do so and hold no expenses because you are worth it! Laughter Guru Van Ram, Singapore Laughter Yoga™ Contact us now and book with him for the exciting experience to be a part of laughter yoga in SINGAPORE now! Happy laughter everyday! Best Regards, Yingchi Manager, Singapore Laughter Yoga™ ...

... Jake Van Ram was in a mixed family with love by both chinese/indian parents. He love to act and host in any events that he hosted for the past 5 years! He was specialised in birthday party, corporate service, event service, wedding event, roadshows and many more! He also to speak mandarin and english. Being a Self employed for the past six years, worked in and with multiple training and education organisations for the past 10 years. By 2016, experienced in human productivity programmes as workplace assertiveness, confidence, self esteem, multiculturalism, ideathon, pain management, laughter therapy to name a few, to over 100 different global and multinational organizations both public listed and private companies, as well as SMEs, VOWs, NGOs, also is active in training different ministries in Singapore. Personally trained by a Medical Doctor and institutes of higher learning in positive psychology, (Laughter Yoga Therapy, and Counseling Skills) He takes pride in his work and was invited as a Key-Note Speaker in 2013 , to trained over 500 international surgeons and medical doctors in Laughter Therapy at the Opening of the Academia in Singapore General Hospital with Guest-of-Honor the President of Singapore Dr Tony Tan. Recently he was featured as "The Laughter Guru- Van Ram" found him in Facebook! Jake Van Ram and his unique brand of Laughter is featured in multiple shows and print on Channel 5, Channel News Asia, Channel U, Vasantham Central, LianHe Zaobao, Shin Min Daily News, Berita Harian, Straits Times, 938 Live, Razor TV, Sutra, and many more publications. Skilled in business and information communications technology, e-commerence and learning management systems for both youth and adult learning. A master of martial arts, fitness and combative as taekwondo, kickboxing, krav maga, and wreslting. Contact us now and book with him for the exciting moments! Free feel to enquiry with the price rate and we are happy to suit your budget with our best service. Hope to hearing from you very soon! Happy Day peeps! Best regards, Yingchi Manager, Van Ram ...

... This wonderful little boys and girls . they are solid blue with a small white stripe on his chest, Brown , black and white. they are available for a pet home or to a small hobby breeder for an additional price. He has nice confirmation and DNA that can produce blue and chocolate. His mother is a rare blue and tan French bulldogs that is ABKC champion and his father is a 20lb solid chocolate french bull dog. We expect pups to stay small and be a nice little addition to any family. ...

... Experience with Rottweilers.They Have Tails Due To New Law .They Will Come With /Menu /5 Generation Pedigree / K/C REG /Frontline /4 Weeks Insurance /Fully Wormed l have never had a bad Rottweiler it is the person who owns one 500 (the puppies in the photos are from the last litter and the adult dog is their grand father he is not for sale ) I Have Had 46 Years Experience With Rottweilers. ...

... Dr Van Ram was the only one currently qualified as the laughter therapist in Singapore Laughter Yoga in SINGAPORE! As Dr Van Ram wish to spread his joy and laughter to everyone in Singapore especially at the same to find people like him! Laughter is define as Scientifically Proven Formula in interaction and positive emotional approach. Which also given you inside out a healthy cell throughout your entire body and produced happy cell to be spread around and better life without pain and misery! He very joyful to be invited training over 50 organisations and communities, with Hundreds of Thousand participants Island-wide, including 500 Medical Doctors and President of Singapore, Dr Tony Tan as Guest of Honor at the opening of the Academia, SingHealth. Creating a Positive Impact to Society! He offers customised programmes to suit anyone or organisations for their needs and problems the faced. Just laugh to exercise daily which will get doctor away. Research shown that Dr. William Fry 10 minutes of hearty laughter is equal to 30 minutes on the rowing machine; burning to almost 50 calories! Laughter exercises are proven to provide positive impacts to the various systems of the body. Most noteworthy is the laughter's ability to unwind the negative effects of stress; that is the catalyst for many of our health problems. Singapore Laughter Yoga dot com Our mission is to help you experience the miracle of life with laughter. Our Laughter Yoga experience is one of its kind, and we developed an easy and most enjoyable set of unique Laughter workouts that fits to make a better, healthier and lovable you. Hope you be laughing wherever you go as life is short and we only live once! Best Regards, Yingchi Manager, Singapore Laughter Yoga™ ...

... Jake Van Ram was specialised in Emcee Services with many corporate events, wedding events, birthday events, roadshow and more for excellent entire 6 years! He was certified as professional english language speaker. With multiple talent that he had with include a instructor in kickboxing, MMA, training and education instructor for the past 10 years of being a self-employed person. Which drive him to be the best in everything he doing! His most achievement in his self-employed career was that he was the only one certified as a Laughter Therapist in Singapore! For the past 3 years of his achievement, he have spread his laughter all over thousands of organisations, especially at the Opening of the Academia in Singapore General Hospital with Guest-of-Honor the President of Singapore Dr Tony Tan! In 2016, he was featured as a Laughter Guru at Channel 5 "ROJAK Series" www. facebook.com / vanramvines / ?fref = ts Contact us to be share his laughter and professionalism TODAY! Hope to hearing from you all soonest! Happy day everyday! Best regards, Yingchi Manager, Van Ram ...

... Synopsis Millions of traders participating in today’s financial markets have shot interest and involvement in technical analysis to an all-time high. This updated edition of Technical Analysis from A to Z combines a detailed explanation of what technical analysis is and how it works with overviews, interpretations, calculations, and examples of over 135 technical indicators—and how they perform under actual market conditions. Enhanced with more details to make it easier to use and understand, this book reflects the latest research findings and advances. A complete summary of major indicators that can be used in any market, it covers: • Every trading tool from the Absolute Breadth Index to the Zig Zag • Indicators include Arms Index, Dow Theory, and Elliott Wave Theory • Over 35 new indicators Biography Steven B. Achelis is the founder of Equis International, Inc., a leading provider of investment analysis, portfolio management, and stock market data collection software. The designer of numerous trading software programs including MetaStock—the most popular technical analysis program in the world—Achelis is an experienced investment analyst and trader. He has written influential articles on technical analysis and investment market timing, and has made regular radio and television appearances on national networks including CBS and CNBC. -Meeting place: Chinatown mrt station -sms for more information -Thank you for your interest! ...

... if you are looking for a puppy as a companion then, my adorable baby chihuahua will make an excellent pet in your home. Maximus is very sociable and will keep you at the edge of your chair with so much fun. He was born 15/06/2016, and has taken all his vaccines. Am ready to give maximus now. contact me if you wish to adopt my puppy ...